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Welcome to RAM'S IAS STUDY CIRCLE. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully. If you do not agree with these terms, you should not use this site or our services.

1. General Terms

By accessing our website or purchasing our products and services, you agree to these Terms and Conditions, as well as any updates that may occur from time to time. We reserve the right to modify or revise these terms at any time, and such changes will be effective immediately upon posting on the website.

2. Eligibility

You must be at least 18 years of age or have the legal authority to form a binding contract to use this website and purchase our products or services.

3. Intellectual Property

All content on this website, including text, images, videos, logos, and study materials, is the property of RAM'S IAS STUDY CIRCLE or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or use any part of this content without prior written permission from us.

4. Accounts and Registration

To access certain features of our website, such as purchasing courses or study materials, you may need to register an account. You are responsible for maintaining the confidentiality of your account information and password and for all activities that occur under your account. Please notify us immediately if you suspect any unauthorized use of your account.

5. Payment Terms

All payments must be made in INR (Indian Rupees). We accept the following payment methods:

  • Credit and Debit Cards (Visa, MasterCard, etc.)
  • UPI methods, including PhonePe, Google Pay (GPay), Paytm, BHIM UPI, Amazon Pay, and others.
  • PayPal

You are responsible for providing accurate and complete payment information, and you agree to pay all charges incurred by you or other users of your account.

6. Product and Service Availability

We strive to ensure that all information on our website is accurate, including product availability and pricing. However, we reserve the right to correct any errors or omissions and to modify or discontinue any product or service at any time without prior notice.

7. Refunds and Cancellations

Our [Refund Policy] applies to all products and services purchased from RAM'S IAS STUDY CIRCLE. Please review our refund policy carefully to understand your rights regarding refunds and cancellations.

8. Digital Content

By purchasing digital products such as e-books or online courses, you are granted a limited, non-transferable, non-exclusive license to access and use the content solely for personal and educational purposes. You may not distribute, share, or resell this content.

9. Shipping and Delivery

Our [Shipping Policy] applies to all physical products purchased from RAM'S IAS STUDY CIRCLE. Please review our shipping policy for details on shipping charges, delivery times, and tracking information.

10. Limitation of Liability

To the fullest extent permitted by law, RAM'S IAS STUDY CIRCLE will not be liable for any damages, including, but not limited to, direct, indirect, incidental, or consequential damages, arising out of the use of our website, services, or products.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising from the use of our website or services will be subject to the exclusive jurisdiction of the courts of India.

12. Termination

We reserve the right to terminate or suspend your access to our website and services at our discretion, without prior notice, for conduct that we believe violates these Terms and Conditions or is otherwise harmful to our interests.

13. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at ramsiasstudycircle@gmail.com.